RESEARCH & GRANTS

Research

My current research deals with women and financial planning and bankruptcy and post-bankruptcy education. Recent research included non-custodial fathers' support of children after divorce and the economics of divorce and remarriage. I am a strong advocate of teaching and research collaboration between resident faculty and University Extension Educators.

• Financial Planning for Women: What Motivates Women to Plan the Use of Their Money? Summary: While there is a wealth of financial planning resources available, how does one motivate women to invest for their financial future, especially for retirement? Financial Planning for Women (FPW) is a monthly seminar that addresses this challenge. The goals of this grant are: to increase participation in FPW, to evaluate the impact of the program, and to identify the most effective ways to motivate women to plan. Funded by the Foundation for Financial Planning.
• Bankruptcy in Utah: a Comparison of Debtors Filing Chapter 7 Liquidation Plans and Chapter 13 Repayment Plans. With Dr. Barbara Rowe, USU Extension. Funded by the College of Family Life.
• Bankruptcy Education and Counseling with Rebecca Low, USU Extension. Funded by the American Association of Family and Consumer Sciences Massachusetts Avenue Grant.

Grants

Biers, K., & Lown, J. M. A Profile of Utah Small Business Bankruptcies: A Rural - Urban Comparison. Utah Agricultural Experiment Station, 2006-2008, $9,746.

Lown, J. M. Financial Planning for Women: Educating Women to Plan and Invest. Certified Financial Planner Board of Standards. Funded August 2006, $25,104.

Lown, J. M. Financial Planning for Women. Zions Bank Smart Woman Grant, Funded September 2005, $3,000.

Lown, J. M., & Rowe, B. Utah Consumer Bankruptcies: Why Do We Lead the Nation? Utah Agricultural Experiment Station, 2004-2005, $10,000.

Delgadillo, L., & Lown, J. M. Geographic Distribution of Bankruptcies in Utah. Utah Agricultural Experiment Station, 2004-2005.

Lown, J. M. Relationship between Risk Tolerance, Retirement Personality Type, and Women's Financial Planning Behavior: What Factors Motivate Women to Plan For Retirement. TIAA-CREF Foundation, Funded September 2003, $35,000.

Lown, J. M. Serial Chapter 13 Bankruptcy Filers, American Bankruptcy Institute Endowment Fund, Funded September 2003, $40,987.

Lown, J. M. National Endowment for Financial Education, Evaluation of "Guidebook to Help Late Savers Prepare for Retirement." Funded July 2003, $2,000.

Lown, J. M. American Bankruptcy Institute, Serial Chapter 13 Bankruptcy Filers. Funded August 2003, $40,987.

Lown, J. M. & O'Neill, B."Guidebook to Help Late Savers Prepare for Retirement" National Endowment for Financial Education, Funded July 2001, $26,233.

Lown, J. M. & Rowe, B. "Utah Debtors: Who Files for Bankruptcy Protection and What Factors Identify Successful Chapter 13 Debtors?" USU Community/University Research Initiative Grant. Funded July 1, 2001, $12,000.