RECENT PUBLICATIONS

Lown, J. M. & Palmer, L. (2006). Morgages and Asset Accumulation: A Ten Year Comparison of Homeowners. Journal of Personal Finance.

Llewellyn, B., & Lown, J. M. (2006). A Question of Abuse: Serial Bankruptcy Filers in Utah, 1984-2004. American Bankruptcy Institute Journal, 25(1), 24-25, 68-69.

Lown, J. M. (2004/2005). Emergency Fund Essentials. Journal of Consumer Education, 22, 27-34.

Lown, J. M. (2005). Educating and Empowering Consumers to Avoid Bankruptcy. International Journal of Consumer Studies, 29, 401-408.

Lown, J. M., & Palmer, L. (2004). Long term care insurance purchase decisions: An alternative approach. Financial Counseling and Planning, 15(2), 1-11.

Lown, J. M. (2004). Women's preferences for learning about financial planning. Journal of Personal Finance, 3(4), 49-58.

Lown, J. M., & Rowe, B. R. (2003). A Profile of Utah Consumer Bankruptcy Petitioners. Journal of Law and Family Studies, 5, 113-130.

Lown, J. M. (2002). Educating Consumers about Investment Risk. Journal of Consumer Education, 1-8.

McGregor, S., Klingander, B., & Lown, J. (2001). Comparative Analysis of Canadian, American and Swedish Consumer Bankruptcy Policy. Why Do Governments Legislate Consumer Debt? International Journal of Consumer Studies, 25(3), 208-227.

Kerkmann, B. C., Lee, T. R., Lown, J. M., & Allgood, S. M. (2000). Financial Management, Financial Problems and Marital Satisfaction among Recently Married University Students. Financial Counseling and Planning 11(2) 55-64.

Lown, J. M., & Ju, I. S. (2000). Adapting Western Financial Education and Counseling Models for Use in South Korea. Financial Counseling and Planning, 11, 61-68.

Lown, J.M., & Low, R. (1999). Debtor Education and Bankruptcy Law Reform: Impact on Utah Families. Home and Family Perspective: Journal of the Utah Association of Family and Consumer Sciences, 7, 33-38.

Lown, J. M. (1999). Financial Counseling and Education Programs in the United States: Suggestions for Adapting Them to Korea. Bulletin of the Research Institute of Human Ecology, 6, 105-116.

Lown, J. (1999). Financial Planning for Women: An Educational Model. The Journal of Consumer Education, 17, 8-13.

Lown, J. M. (1999). The Economic Environment of Personal Finance, In Garman, E.T., & Xiao, J.J.(Eds.) The mathematics of personal finance: Using calculators and computers. Second edition.

McGregor, S., Klingander, B., & Lown, J. (1998). Cross-cultural bankruptcy legislation comparative analysis: Canada, United States and Sweden. Proceedings of the Association for Financial Counseling and Planning Education, 57-69.

Lown, J. & Low, R. (1998). Post-bankruptcy Education Curriculum. In S. Horton & V. Burnham (Eds.) Papers of the Western Region Home Management-Family Economics Educators, vol 13, p. 94. (Poster presentation)

Lown, J.M., McGregor, S., Berry, R., Forbes-Anderson, F., & Low, R. (1997). "New Directions for bankruptcy education" Proceedings of Association for Financial Counseling and Planning Education, 87.